Changes To FHA Scoring Algorithm Could Affect Some Home buyers
The number of cash-out refinances, the average borrower credit score, and borrower debt-to-income ratios are all risk factors the FHA [...]
The Importance Of A Home Appraisal
If you are thinking about buying a home soon I bet you’ve been told you need an appraisal. You might [...]
Is It A Good Time To Buy A House?
The decision to buy a house, especially a first home, is major. Life changing in fact. Almost every day my [...]
How Millennials Can Take Advantage Of Homeownership Without Sacrificing Their Lifestyle
The Millennial Mindset never wants to be tied down. If you are a like me, a millennial, you know what [...]
Communication With Your Loan Officer: How Important Is It?
Good communication is key. Simply put, you will be married to your loan officer from the day you are prequalified [...]
I’ve Been Asked To Provide a Letter of Explanation, What Now?
The homebuying process is one that can be an enjoyable experience. Working side by side with your Real Estate Agent [...]
Should I Open Up New Credit When Buying A House?
It happens more times than not. A homebuyer is in the middle of purchasing a house, and they come across [...]
5 Reasons Your Bank Loan Officer Can’t Get Self-employed Mortgage Borrowers Approved
If you are self-employed, own a business, a sole proprietor, C-corp or any type of small business owner and have [...]
Can I Get A Mortgage If I Have Gaps In My Job History?
As they say, “Life comes at you fast.” There is a lot of truth behind those words. Much of the [...]
Increasing Your Buying Power Without Downsizing Your Dream Home
Buying a house is a big step for anyone and the hurdles that come with it can be daunting. For many [...]
Four Helpful Things To Consider When Deciding To Renovate… or Buy New?
Almost all homebuyers come to a crossroads at which time they must ask themselves, should I buy new or renovate our [...]
For Sale by Owner (FSBO) Versus For Sale by Real Estate Agent
While it’s commendable to consider taking on the arduous process of selling your home by yourself, it’s best that you do [...]