Why Are My Credit Scores Different At Each Credit Bureau?
If you have ever applied for a mortgage before you may already know that your mid-score is the score lenders [...]
Why Does My Mortgage Lender Need My Bank Statements?
Many things about the homebuying process can be stressful, but I bet no one ever thought that collecting bank statements [...]
7 Factors That Determine What Your Mortgage Interest Rate Will Be
What determines mortgage interest rate? It’s largely thought by home buyers, especially first-time homebuyers, that their credit score is the [...]
5 Factors That Can Affect How Much Home You Can Truly Afford
Buying a home is a big deal. You’ve probably spent a lot of time thinking about whether or not you [...]
Changes To FHA Scoring Algorithm Could Affect Some Home buyers
The number of cash-out refinances, the average borrower credit score, and borrower debt-to-income ratios are all risk factors the FHA [...]
The Importance Of A Home Appraisal
If you are thinking about buying a home soon I bet you’ve been told you need an appraisal. You might [...]
Is It A Good Time To Buy A House?
The decision to buy a house, especially a first home, is major. Life changing in fact. Almost every day my [...]
How Millennials Can Take Advantage Of Homeownership Without Sacrificing Their Lifestyle
The Millennial Mindset never wants to be tied down. If you are a like me, a millennial, you know what [...]
Communication With Your Loan Officer: How Important Is It?
Good communication is key. Simply put, you will be married to your loan officer from the day you are prequalified [...]
I’ve Been Asked To Provide a Letter of Explanation, What Now?
The homebuying process is one that can be an enjoyable experience. Working side by side with your Real Estate Agent [...]
Should I Open Up New Credit When Buying A House?
It happens more times than not. A homebuyer is in the middle of purchasing a house, and they come across [...]
5 Reasons Your Bank Loan Officer Can’t Get Self-employed Mortgage Borrowers Approved
If you are self-employed, own a business, a sole proprietor, C-corp or any type of small business owner and have [...]