Fannie Mae vs. Freddie Mac, what the heck is the difference?
If you’ve followed anything dealing with mortgages, you may have heard the terms Freddie Mac and Fannie Mae get thrown [...]
What is a “first Time Home buyer Program” and are they available to me?
First Time Home Buyer Programs Give Accessibility In an industry where the first-time home buyer makes up anywhere from 35-50%* [...]
How To Use Gift Funds When Buying A House
When buying a home you may be able to take advantage of gift funds. If you are a little light [...]
How Should I Get My Yard Ready for July 4th?
Can you believe it? July 4th is already underway—but that means some serious preparations are in order. If you’re starting to [...]
It’s A Pity If You Don’t Understand PITI
What is PITI? If you are new to mortgages this is a term you might not be familiar with. However, [...]
How To Keep and Afford Your Home When Getting A Divorce
I was born to be a mortgage broker and to serve others and I do it the best way I [...]
Why Are My Credit Scores Different At Each Credit Bureau?
If you have ever applied for a mortgage before you may already know that your mid-score is the score lenders [...]
Why Does My Mortgage Lender Need My Bank Statements?
Many things about the homebuying process can be stressful, but I bet no one ever thought that collecting bank statements [...]
7 Factors That Determine What Your Mortgage Interest Rate Will Be
What determines mortgage interest rate? It’s largely thought by home buyers, especially first-time homebuyers, that their credit score is the [...]
5 Factors That Can Affect How Much Home You Can Truly Afford
Buying a home is a big deal. You’ve probably spent a lot of time thinking about whether or not you [...]
Changes To FHA Scoring Algorithm Could Affect Some Home buyers
The number of cash-out refinances, the average borrower credit score, and borrower debt-to-income ratios are all risk factors the FHA [...]
The Importance Of A Home Appraisal
If you are thinking about buying a home soon I bet you’ve been told you need an appraisal. You might [...]