Learn more, visit our COVID-19 Mortgage Resource Page

Home Mortgage Loan Options To Suit Your Financial Goals

We offer conventional and government mortgages including FHA, USDA and VA


We offer FHA, USDA and VA loans to qualifying borrowers. Our government loan solutions require little or NO downpayments, allow lower credit scores and debt to income ratios, and have great rates.


Available only through private lenders like banks or mortgage brokers like us, conventional mortgages are the perfect solution for the borrower with good credit and money for a down payment.


Refinancing your home isn’t just about lowering your interest rate. There is so much more you can do using the equity in your home that could help you accomplish a number of your financial goals.

Want to get into your new home faster?

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Specialty Mortgages For Your Unique Home Buying Needs

Your home is as unique and that’s why we offer a number of mortgages to meet the needs of our borrowers. From home loans that will turn your house into a dream home to mortgage options for the savvy investor, you can be sure there is a specialty product for you.

Renovation Loans

*Current market conditions due to COVID-19 has made Investment Loans unavailable at this time.
Bring out your home’s potential with a renovation loan. Include the home purchase and renovation costs into a single loan and began your home’s transformation immediately after closing.

Investment Property Loans*

Start Building Your Financial Future With Investment Properties. We’ve got the keys to financing non-owner occupied investment properties without verifying your personal income.

Ask about our investor cash flow, bank statement only, and fix n’ flip programs.

Self-employed Borrower

Leave those tax returns at home. Our team has helped hundreds of self-employed borrowers buy homes with mortgage products designed specifically to meet their needs including loan programs that only require bank statements.

Jumbo Home Loans

Live in a high-cost housing market or need financing for a luxury home? Our non-conforming jumbo mortgage loan options are available to borrowers in need of a loan that exceeds the normal loan conforming limits.

Don’t let a unique situation stop you from buying. Find out if you qualify. It only takes 60 seconds to start.

Talk To One Of Our Loan Officers

Schedule a time to discuss your mortgage options.

From start to finish, I received the utmost attention to detail, with professional warmth and courtesy along the way. Megan and Monica were extremely helpful and the process was quick and smooth. They had my mortgage completed and ready two weeks prior to our original closing date!

Salena W., Erie, Pennsylvania

Professional and painless! Megan and her team are incredibly easy to work with and extremely good at what they do!

Kristin A., Erie, Pennsylvania

The Keystone Team was amazing during our home buying process. They are extremely efficient and timely with all of their communication. They seriously could not have made the mortgage process any easier! Can’t say enough good things about this group!

Amy S., Bellefonte, Pennsylvania

I found The Keystone Team via a Google search. I had spoken with 5 companies prior and was comparison shopping. I knew within minutes that this was the by far the best team to use. Every member of the team was very professional, courteous, and simply a pleasure to work with. I would not hesitate to use them again in the future, and I highly recommend checking them out if you are in the market for a mortgage.

Sam S., Erie, Pennsylvania

Keystone Alliance Mortgage was absolute best to work with, hands down. I could not have done it without them. They literally answered every single question I had in such a timely manner with the best explanation!

Taylor M., Altoona, Pennsylvania

Contact A Pro Near You

We might be right in your backyard.

Loan Officer Team: Ann Mowry

203 S. Juliana Street
Bedford, PA 15522


Loan Officer Team: Megan Marsh, Austin Waters & Opie Hughes

8795 Peach Street
Erie, PA 16509


Loan Officer Team: Andres Munar, Melissa Mueller

4400 Linglestown Road
Harrisburg, PA 17112


Loan Officer Team: Megan Marsh & Stephanie Turner

15957 Conneaut Lake Rd., Unit 10
Meadville, PA 16335


Loan Officer Team: Andres Munar, Michelle McCain, Brian Allen & Mike Cawley

2220 E. College Ave.
State College, PA 16801


Quick and Easy Prequalification

It works in 3 easy steps.

If you are interested in buying and ready to take action then you need to qualify and find out how much house you can afford.  Start by completing this form that only takes 60 seconds and share with us some basic information.

  • Complete our Pre-app

    One of our team members can help you complete it or you can complete it on your own.

  • Income and credit review

    We will review your income and credit information and give you a mortgage qualification decision within 24 hours.*

  • Start Shopping for Your Home!

    Once pre-qualified we issue you an official letter letting you know how much you are approved for. Start house hunting that day!

The best part is you can find out for free and there is no committment what so ever. So c’mon, what are you waiting for. Take some action. Take a leap.

*Decision times are usually within 24 hours. There are times when the volume of pre-qualifications may slow the process down.
Happy Preapproved home owner